Calculate monthly EMI, total interest, and tax benefits under Section 80C (principal) and Section 24(b) (interest up to ₹2L). Plan your home purchase end-to-end.
Not available under New Tax Regime (self-occupied). Let-out interest still deductible.
Old Regime: Principal (80C, ₹1.5L cap), Interest (Section 24(b), ₹2L cap self-occupied). First-time buyers may get 80EE/80EEA.
EMI = [P × r × (1+r)n] / [(1+r)n − 1], where P = principal, r = monthly rate, n = number of months.
Self-occupied: No. Let-out: Interest can still be set off subject to ₹2L loss cap.