LTCG & STCG ยท FY 2025-26

Capital Gains Tax Calculator

Estimate tax on sale of shares, mutual funds, or property โ€” indicative rates per current Indian tax law.

๐Ÿ“ˆ Capital Gains Calculator

Indexed Cost / Total Costโ€”
Capital Gainโ€”
Taxable Gainโ€”
Rate Appliedโ€”
Base Taxโ€”
Cess (4%)โ€”
Total Taxโ€”

Capital Gains Rates (Indicative FY 2025-26)

AssetShort-termLong-term
Listed equity / equity MF (STT)20% (Section 111A)12.5% above โ‚น1.25L exemption (Section 112A)
Real estate / unlistedIncome tax slab rate12.5% LTCG (indexation rules may apply for older assets)
Debt MF (units after 1 Apr 2023)Slab rateSlab rate
Disclaimer: This calculator provides estimates only. Actual tax may differ based on holding period, grandfathering, set-off of losses, and indexation. Consult CA Swapnil Soni before filing.

Frequently Asked Questions

What is the LTCG exemption on equity?

Long-term capital gains on listed equity and equity-oriented mutual funds (where STT is paid) are taxed at 12.5% on gains exceeding โ‚น1,25,000 per financial year.

How is property LTCG calculated?

For many assets, LTCG is sale price minus cost of acquisition and improvement. Indexation may apply for properties acquired before specified dates โ€” get professional advice.

Can I set off capital losses?

Yes, subject to Income Tax Act rules โ€” STCL can offset STCG/LTCG in prescribed order. Losses may be carried forward.

Need Help Reporting Capital Gains?

Schedule ITR filing with accurate capital gains schedules and loss set-off.

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